Minimum payments mean maximum interest on your credit card debt. Even if your rate is low, minimum payments are the worst way to tackle debt.
Paying more than the minimum due reduces your balance more quickly, and you wind up paying less in interest. Check out how much you can save on interest over the life of the debt by using our credit interest calculator.
Saving enough today is an important step in helping to make sure that you have enough money in the future. Social Security covers only about 25 percent of your current income, so one of the best ways to maximize your retirement plan is by investing in a 401(k). The earlier you start to save, the bigger your nest egg will be, proving that time really is money. Want to see how much your money will be worth in the future? Check out our 401(k) calculator.
Want to know how much interest you’re paying on that seven-year, 10-percent loan? Or how much money you can save by refinancing your mortgage with a lower interest rate? You can do all that, and more, with our loan calculator..
Everyone needs a refresher course on fiscal fitness, especially when it comes to credit. The following free tools can help you better understand and manage your finances, including how to save, reduce credit card debt and interest, and more.