If you have good credit or whether your credit isn't good it's important to have information about credit cards so you to can save money on interest expense or just simply to get approved for a credit card.
Having a credit card is most important in today's economy. Everyone needs a credit card and you should be able to get one even if you think it is hopeless because of bad credit. There are secured credit cards and guaranteed approval credit cards for those with bad credit. However, if you have an excellent credit rating then it's appropriate that you should be rewarded with 0% interest credit cards and low interest credit cards. Student credit cards and credit cards for business are also available. Check out the abundance of information on the various credit card programs listed here. There is practical information on credit card use so you don't get too far in debt and you're able to sleep at night.
The major consumer credit reporting agencies, Equifax, Experian, and TransUnion, have created a new credit scoring system that will simplify the loan process for lenders and borrowers. Find out more here:Vantage Score.